Services

Our Specialties

Comprehensive employee benefits and HR solutions designed for Connecticut and New England businesses.

Health & Medical

Health & Medical

Group Health Insurance

PPO, HMO, and HDHP plans from top carriers. We analyze your claims data to recommend the optimal plan design and negotiate the best rates.

Dental Plans

Preventive, basic, and major dental coverage. Standalone or bundled options from national and regional carriers.

Vision Coverage

Eye exams, lenses, frames, and contact lens benefits for your employees and their families.

Employee Benefits

Employee Benefits

Life & AD&D Insurance

Basic and voluntary group life insurance with accidental death and dismemberment coverage.

Disability Insurance

Short-term and long-term disability plans that protect employee income during illness or injury.

Voluntary Benefits

Accident, critical illness, hospital indemnity, and pet insurance at group-discounted rates.

HR & Compliance

HR & Compliance

Regulatory Compliance

ACA reporting, COBRA administration, ERISA compliance, and Section 125/Cafeteria plans.

Benefits Administration

Open enrollment management, carrier coordination, claims resolution, and ongoing plan servicing.

Employee Education

Benefits orientation sessions, enrollment guides, and year-round communication to maximize utilization.

Individual & Medicare Solutions

Individual & Medicare Solutions

Medicare Plans

Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans to help retirees find the right coverage.

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Individual Health Insurance

ACA marketplace plans and off-exchange individual health insurance options for those not covered by an employer plan.

Retiree Benefits

Comprehensive benefits counseling for retirees transitioning from group coverage, including Medicare enrollment guidance and supplemental plans.

Business Solutions

Business Solutions

Executive Benefits

Specialized packages for key executives including supplemental life, disability buy-up, and deferred compensation planning.

Small Business Programs

Tailored solutions for 2-250 employee groups, including association health plans and level-funded options.

Cost Analysis & Benchmarking

Annual benefit cost analysis, market benchmarking, and multi-year budget projections.